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What Sets Us Apart From The Rest We have been in business since 1968 bringing to our customers the best solution and the affordable insurance prices
Mark Hunsberger Started selling insurance in 1968 right after returning from Vietnam and while still a student at Temple University. I started in the insurance business because I could work at any time I was not in classes at Temple University!
Lety Hunsberger Started in the insurance business in 1979 under a work experience program at Sunset High School.

Jerry Manzanares Was hired in 1993 to figure out premiums for all new policies. He also answers customer questions.
Mayda Martinez Started in the insurance business in 1985. She was an underwriter in commercial lines and now specializes in Homeowners and general.
Frequently Asked Questions Here

Term life insurance provides protection for only a specified period of time – usually 10, 15, 20 or 30 years. There is no cash value associated with term life coverage, which is why premiums are often lower than for other types of insurance. Some term life policies may offer greater flexibility such as terms for return of premium and the potential to convert to whole life insurance.

Permanent life insurance lasts for the life of the insured. The policy accrues cash value and the payout is assured at the end of the policy if the policy is kept current. Whole, universal, variable, and single premium life are all types of permanent life insurance.

One of the most important reasons to purchase life insurance is to ensure your loved ones are provided for financially. Life insurance is also useful in helping your survivors pay bills and debts after your death, as well as for funeral expenses. It may be used for wealth accumulation and distribution as part of an overall financial strategy.

To receive rates for other leading auto insurers in your state, you must get a car insurance quote first. Once you receive your quote, you can answer a few more questions to compare our rate with rates from other leading car insurance companies.

We are located at 12260 SW. 8th ST. Suite 228, Miami Fl 33184, close to Turnpike and FIU and other main streets.

Each state requires auto insurance companies to file how they calculate customer rates, and insurers cannot deviate from these filed rates. Each state also has regulators who review that information and the rates companies charge.